A result of uncertain natural growth processes of crops and livestock. Weather, disease, pests, and other factors affect both the quantity and quality of commodities produced.

• Risky Business Webinar Series – Appalachian Sustainable Development
• Conservation Incentives for Farmers – Virginia Sustainable Farms and Agribusiness Education Initiative
• Cost of Converting to No-till – Southwest K-State Research and Extension
• Diversifying Cropping Systems – Sustainable Agriculture Network 

• Farmers’ Market SNAP Fruit & Vegetable Incentives: Improving Customer Health and Vendor Wealth – Virginia Sustainable Farms and Agribusiness Education Initiative
• Components of a Food Business Plan – Virginia Cooperative Extension
• Considerations for Marketing Value Added Products – Center for Profitable Ag
• Exploring Value Added, Direct Marketing, and Agritourism Opportunities for your Farm – UT Extension

Occurs due to the capital-intensive nature of farming and ranching businesses. Volatility of prices, yields and income impact the debt-repayment ability and a business’s cash liquidity. Changing interest rates, credit rules, and the availability of credit are also aspects of financial risk. Financial risk is often intensified by the lack of detailed financial analysis and planning.

• Introduction to Basic Farm Financial Statements: Income Statement – UT Extension

• Introduction to Basic Farm Financial Statements: Balance Sheet – UT Extension

• Customers, Tracking Income, Cash Sales Receipts, Invoices, and Deposits – UT Extension

Generated by uncertainties surrounding and resulting from government policies and regulations related to tax laws, food safety, labeling and marketing, protected species, water use, animal health and welfare, chemical use, animal waste, other environmental issues such as clean air and water, government commodity and income support programs, and the legal liabilities of a variety of litigious issues faced by farms and ranches.

• Basic Estate Planning 2021 – Alabama Cooperative Extension
• Farm Succession Fact Sheet: Land Access, Acquisition, and Transfer – Alabama A&M University

• Communicating During Stressful Times: Mental Health Issues for Farmers, their Families, and their Communities – Oklahoma State University
• Farmer Financial Health and Wellbeing Assessment: A Tool for Fostering Supportive Financial Conversations – Virginia Cooperative Extension
• Food Insecurity & Hunger in Virginia – Virginia Cooperative Extension
• Four Steps to Crisis Communication – Mississippi State University
• Managing Financial Risk for a Healthy Farm and a Healthy Farm Family – Virginia Cooperative Extension